Allianz General Insurance Company (Malaysia) Berhad has announced a significant enhancement to its motor personal accident coverage, providing increased protection for both motorcyclists and car drivers nationwide. This move forms part of the company’s ongoing commitment to deliver accessible and comprehensive insurance solutions for Malaysian road users.
From 3 March to 31 December 2026, customers purchasing or renewing an Allianz Motorcycle Plus policy—whether comprehensive or third-party—will automatically benefit from a complimentary increase in personal accident coverage. The insured sum rises from MYR10,000 ($2,500) to MYR25,000 ($6,300) at no additional cost. Coverage applies to death or permanent disability resulting from road accidents and is available for motorcycles with engine capacities up to 250cc or electric bikes up to 12,000 watts.
Meanwhile, car drivers can access Drive Guard coverage for a nominal MYR5 ($1.28) per year, valid until the end of 2026. This scheme provides up to MYR50,000 ($12,700) for death or permanent disability caused by road incidents. Additional benefits include hospital income of MYR50 ($12.70) per day for up to 60 days, medical expense reimbursement up to MYR2,000, and a bereavement allowance of MYR2,500.
These measures highlight Allianz Malaysia’s focus on providing robust yet affordable protection for both two-wheelers and four-wheelers. Sean Wang, CEO of Allianz General, said:
“These initiatives are part of our ongoing efforts to ensure that Malaysians have access to affordable and comprehensive protection, whether they are on two wheels or four.”
Key Benefits of Allianz Motor Personal Accident Coverage (2026)
| Feature | Motorcyclists (Motorcycle Plus) | Car Drivers (Drive Guard) |
|---|---|---|
| Coverage Period | 3 March – 31 December 2026 | 3 March – 31 December 2026 |
| Enhanced Death/Permanent Disability | MYR25,000 ($6,300) – Standard MYR10,000 ($2,500) | MYR50,000 ($12,700) |
| Hospital Income | Not applicable | MYR50/day ($12.70) for up to 60 days |
| Medical Expenses | Not specified | MYR2,000 |
| Bereavement Allowance | Not specified | MYR2,500 |
| Motorcycle/Vehicle Limit | Up to 250cc or 12,000W motorcycles | All standard private vehicles |
| Policy Fee | Complimentary with purchase/renewal | MYR5 ($1.28) per year |
This enhancement mirrors a broader trend in Malaysia to expand personal accident protection at minimal or no extra cost. By increasing coverage limits and including hospital and bereavement benefits, Allianz Malaysia seeks to provide peace of mind to policyholders in a country where road accidents remain a pressing concern.
Through these improvements, Allianz General Insurance Company (Malaysia) Berhad solidifies its position as a leader in affordable and comprehensive motor insurance, offering tailored protection for both two-wheelers and four-wheelers across Malaysia.