In a landmark move to strengthen patient protection and professional accountability, Egypt’s Financial Regulatory Authority (FRA) has issued a resolution establishing a model policy for the Government Fund for Insurance against Risks Resulting from Medical Errors. The policy forms a critical component of a unified regulatory framework, complementing the Unified Insurance Law and the Medical Liability and Patient Safety Law, marking the first time the nation has introduced a comprehensive legal mechanism safeguarding patients’ rights while supporting healthcare practitioners.
Effective 29 October 2025, the new regulation mandates insurance coverage for all healthcare professionals and institutions. The Government Fund is designed to contribute towards compensation for patients affected by medical errors, ensuring financial protection in cases of death, permanent disability, or bodily injury resulting from medical negligence. Oversight of the Fund will be managed by a Supreme Committee, tasked with supervising medical liability management and ensuring adherence to patient safety standards.
The scheme applies to a wide range of licensed healthcare providers, including:
Doctors
Pharmacists
Nurses
Medical technicians
In addition to coverage provisions, the regulation outlines strict obligations for medical professionals to uphold high standards of care:
| Medical Professional Obligation | Description |
|---|---|
| Professional Conduct | Adhere to established medical rules and ethical practices |
| Patient History | Document comprehensive medical and family histories |
| Appropriate Equipment | Utilise correct and approved medical devices |
| Surgical Justification | Ensure all surgical interventions are medically necessary |
| Informed Consent | Fully inform patients of risks and obtain consent before procedures |
| Record Keeping | Maintain detailed and accurate medical records for all treatments |
By formalising these obligations and providing a clear mechanism for compensation, the policy strengthens accountability and reinforces patient confidence in the healthcare system. Experts suggest that the introduction of the Fund will also encourage medical institutions to adopt improved risk management and patient safety measures, creating a safer, more transparent healthcare environment across Egypt.
This initiative represents a significant step forward in balancing patient protection with professional support, ensuring that errors are addressed responsibly while healthcare practitioners receive structured legal and financial backing.