Midland Bank PLC successfully convened its Annual Business Conference 2026 on 6 February 2026, bringing together senior leadership, divisional heads, and representatives from key business units for a comprehensive, day-long strategic review. The conference served as a critical forum to evaluate the bank’s recent operational performance, scrutinise the proposed budget for 2026, and define strategic priorities aligned with sustainable growth and regulatory discipline.
The event was graced by the presence of Independent Director Riaz Ahmed Chowdhury as special guest. The conference was formally inaugurated and chaired by the bank’s Managing Director and Chief Executive Officer, Md Ahsan-Uz-Zaman. In his opening address, he underscored the importance of sustainable expansion, prudent risk management, and a firmly customer-centric service model. He emphasised that in an increasingly competitive banking landscape, robust corporate governance and long-term strategic planning remain indispensable to resilience and success.
Members of the senior management team were in attendance, including Deputy Managing Director and Chief Risk Officer Md Zahid Hossain, and Deputy Managing Director, Head of Information Technology and CR Officer Md Nazmul Huda Sarkar. The gathering also included unit heads from Institutional Banking, branch and sub-branch managers, departmental heads, and the Chief Executive Officer of Midland Bank Asset Management Company Limited, reflecting a broad-based and inclusive strategic dialogue.
The conference commenced with a detailed financial presentation by Chief Financial Officer Didarul Islam, who outlined the bank’s overall financial performance, highlighting income and expenditure trends, notable achievements, and areas requiring further improvement. Subsequently, Md Javed Tareq Khan, Head of Institutional Banking, alongside the heads of SME and Treasury divisions, presented reviews of their respective operations and articulated forward-looking business plans. The performance of the ID division was presented separately by Khondaker Toufik Hossain.
In-depth discussions were held on the bank’s core business segments, including Institutional Banking, SME, Treasury, ID, and NRB Banking. Particular emphasis was placed on the proposed 2026 budget, with strategic deliberations focusing on balancing ambitious growth targets with the preservation of asset quality and capital adequacy.
A dedicated session on Retail Banking was led by Md Rashed Akter, Head of Retail Distribution Division and Chief Bancassurance Officer. This session brought together officials from branches, sub-branches, agent banking, cards, retail sales, Islamic banking windows, digital transformation units, and bancassurance, fostering data-driven analysis and cross-functional alignment.
Summary of Key Business Areas Reviewed
| Business Segment | Core Focus Areas |
|---|---|
| Institutional Banking | Performance assessment and growth strategy |
| SME Banking | Portfolio quality and expansion planning |
| Treasury | Market outlook and risk management |
| Retail & Branch Banking | Service excellence and sales effectiveness |
| Agent & Islamic Banking | Financial inclusion and control frameworks |
| Cards & Digital Services | Product innovation and digital transformation |
| NRB Banking | Remittance growth and client relationship building |
In his concluding remarks, the Managing Director urged all officials to maintain strict compliance with regulatory guidelines, intensify recovery efforts for non-performing loans, and ensure sustainable profitability for shareholders. The conference concluded with an awards ceremony recognising top performers across various categories, a gesture aimed at reinforcing motivation, accountability, and professional excellence across the organisation.