The fixed deposit (FDR) scheme of Sonali Bank PLC is considered a reliable savings option for many customers. Those wishing to deposit amounts between one and three lakh taka often want to know the exact returns based on the official profit rates. Using the updated rates effective in 2025, the estimated profit for tenures of 3 months, 6 months, 1 year and 3 years has been calculated. These rates, introduced on 11 November 2024, may be revised in the future.
A detailed table of estimated profit is given below:
| Deposit Amount | Tenure | Profit |
|---|---|---|
| 1 lakh | 3 months | 1,753 |
| 1 lakh | 6 months | 4,091 |
| 1 lakh | 1 year | 7,403 |
| 1 lakh | 3 years | 22,313 |
| 2 lakh | 3 months | 3,506 |
| 2 lakh | 6 months | 7,225 |
| 2 lakh | 1 year | 14,875 |
| 2 lakh | 3 years | 44,625 |
| 3 lakh | 3 months | 5,269 |
| 3 lakh | 6 months | 10,837 |
| 3 lakh | 1 year | 22,313 |
| 3 lakh | 3 years | 66,938 |
Current profit rates—
• 3–6 months: 8.25%
• 6 months–1 year: 8.50%
• 1–3 years: 8.75%
If the customer wishes to withdraw the deposit before maturity, the principal will be returned but the profit may be lower. FDR accounts renew automatically, so no additional procedures are required. Customers can withdraw only the profit if they choose.
Required documents to open an FDR account include national ID/passport/driving licence/birth certificate, two photographs, and nominee identification. In the case of a birth certificate, a digital copy and authentication from the local chairman or councillor are required.
This report is based on official information from Sonali Bank and customer experiences. Future changes in profit rates may affect the total return.