G-Live Desk
Published: 26th July 2026, 9:22 AM
Trust Bank PLC has disclosed a 13.3 per cent year-on-year drop in its consolidated net profit after tax for the second quarter ending 30 June 2026, driven by a visible softening in operational cash flows and reduced quarterly earnings across its core business operations.
The un-audited financial summary for the April to June quarter was formally approved during the bank’s 380th board of directors meeting on Saturday. Following the session, the commercial lender published its price-sensitive information (PSI), outlining performance across both consolidated and standalone levels for the second quarter (Q2) and the first half (H1) of the fiscal year.
| Metric / Indicator | Q2 2026 (Apr–Jun) | Q2 2025 (Apr–Jun) | H1 2026 (Jan–Jun) | H1 2025 (Jan–Jun) |
| Consolidated Net Profit After Tax | Tk 923.80 million | Tk 1.06 billion | Tk 1.19 billion | Tk 1.35 billion |
| Consolidated Earnings Per Share (EPS) | Tk 0.93 | Tk 1.07 | Tk 1.20 | Tk 1.36 |
| Standalone Net Profit After Tax | Tk 954.54 million | Tk 1.06 billion | Tk 1.27 billion | Tk 1.40 billion |
| Standalone Earnings Per Share (EPS) | Tk 0.96 | Tk 1.06 | Tk 1.28 | Tk 1.40 |
| Consolidated NOCFPS | — | — | Tk 23.13 | Tk 26.43 |
| Consolidated Net Asset Value (NAV) | — | — | Tk 29.88 billion | Tk 26.88 billion |
| Consolidated NAV Per Share | — | — | Tk 30.06 | Tk 27.04 |
The bank’s consolidated net profit after tax for the three months between April and June 2026 slipped to Tk 923.8 million, down from Tk 1.06 billion recorded in the same quarter a year ago. Reflecting this decline, consolidated earnings per share (EPS) fell to Tk 0.93 from Tk 1.07 in Q2 2025.
The softer second quarter weighed down the accumulated figures for the first half of the year. For the six months ended 30 June 2026, consolidated net profit after tax contracted by 11.8 per cent year-on-year, arriving at Tk 1.19 billion compared to Tk 1.35 billion during H1 2025. Consolidated EPS for the six-month period adjusted downward to Tk 1.20 from Tk 1.36.
On a standalone basis, the picture mirrored the consolidated trend:
Q2 Standalone Net Profit: Declined to Tk 954.54 million from Tk 1.06 billion in Q2 2025.
Q2 Standalone EPS: Slipped to Tk 0.96 from Tk 1.06.
H1 Standalone Net Profit: Reached Tk 1.27 billion, down from Tk 1.40 billion in the previous year.
H1 Standalone EPS: Decreased to Tk 1.28 from Tk 1.40.
Operating liquidity also tightened during the six months under review. Consolidated net operating cash flow per share (NOCFPS) dropped to Tk 23.13 as of 30 June 2026, down from Tk 26.43 recorded in the corresponding period of 2025.
Despite pressure on earnings and liquidity, the lender’s underlying capital foundation showed steady growth over the 12-month timeframe. The consolidated net asset value (NAV) rose to Tk 29.88 billion as of 30 June 2026, up from Tk 26.88 billion a year earlier.
Consequently, consolidated NAV per share advanced to Tk 30.06 at the end of June 2026, compared to Tk 27.04 recorded on 30 June 2025, providing a durable balance sheet cushion as the bank navigates current operational headwinds.
Comments