In anticipation of the holy month of Ramadan and the forthcoming Eid-ul-Fitr celebrations, IFIC Bank has launched a comprehensive suite of exclusive offers for its credit and debit cardholders. This initiative aims to strengthen customer engagement while promoting digital financial transactions during the festive period. According to the bank, the campaign provides a range of benefits—including cashback, discounts, and special packages—spanning lifestyle, fashion, hospitality, travel, and major supermarket chains.
Currently, IFIC Bank serves over 600,000 cardholders, a figure that continues to grow steadily to meet the evolving financial needs and lifestyle preferences of its diverse clientele.
Card Offerings and Features
IFIC Bank presently offers two primary credit cards: IFIC VISA Gold and IFIC VISA Platinum.
VISA Gold: Designed for middle-income customers, ideal for daily financial management.
VISA Platinum: Tailored for high-income customers, offering premium lifestyle benefits and exclusive pricing deals.
Looking ahead, the bank plans to introduce three additional cards—VISA Signature, Mastercard Titanium, and Mastercard World—which will provide a broader range of domestic and international privileges. All cardholders will enjoy a waiver of the annual fee for the first year. From the second year onwards, cardholders who complete at least 12 transactions annually will continue to benefit from a fee waiver. Moreover, IFIC Bank offers competitive transfer rates for card, account, and Mobile Financial Services (MFS) transactions, making it a cost-effective option for customers.
Festival Offer Highlights
| Category | Offer Details | Participating Partners |
|---|---|---|
| Fashion & Lifestyle | Up to 30% discount | Aarong, Yellow |
| Up to 20% cashback | Le Reve, Richman, Seller, Ecstasy, Cat’s Eye, Top Ten, Apex | |
| Restaurants & Hotels | “Buy 1, Get 3” Iftar/Sehri deals | Pan Pacific Sonargaon Dhaka, InterContinental Dhaka |
| Additional restaurant discounts | Various national restaurants | |
| Superstores | Cashback offers | Unimart, Agra, Shopno, Meena Bazar |
| Travel | Exclusive travel package discounts | Partnered travel agencies |
IFIC Bank has set a target to expand its cardholder base to 1 million, supported by over 300 discount partners and 200 EMI partners nationwide.
Digital Transactions and “Smart Bangladesh”
Aligned with the national “Smart Bangladesh” vision, IFIC Bank is actively promoting the Bangla QR initiative, designed to facilitate cashless transactions. Incentive programmes and promotional campaigns have been introduced for merchants, making digital payments both attractive and secure.
This initiative not only enhances financial convenience for customers but also contributes to a more efficient, secure, and modern financial ecosystem across the country.